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Getting a Virtual Card

Create an instant virtual card for online purchases.

3 min readUpdated: 1/25/2026

Getting a Virtual Card

Create a virtual card instantly and start shopping online right away.

What Is a Virtual Card?

A virtual card is a digital payment card that works online. It has:

  • A card number
  • Expiration date
  • CVV code
  • Works anywhere Visa/Mastercard is accepted online

Requirements

To get a virtual card, you need:

  • A verified ClapPay account
  • Sufficient balance in your wallet (for the spending limit)

How to Get Your Virtual Card

Step 1: Go to Cards

Open Cards from the main menu.

Step 2: Click "Get New Card"

Select Virtual Card.

Step 3: Choose Your Currency

Select the currency for your card:

  • USD, EUR, GBP, and more available
  • Card spends from that currency balance

Step 4: Set Spending Limit (Optional)

You can set a spending limit for extra control.

Step 5: Create Card

Click Create Card. Your virtual card is ready instantly!

Viewing Your Card Details

To see your card number and CVV:

  1. Go to Cards
  2. Select your virtual card
  3. Tap Show Details
  4. Authenticate (Face ID, fingerprint, or password)
  5. View and copy your card details

Using Your Virtual Card

Use it for:

  • Online shopping
  • Subscriptions (Netflix, Spotify, etc.)
  • In-app purchases
  • Digital wallets (Apple Pay, Google Pay)

Just enter the card details at checkout like any other card.

Virtual Card Features

  • Instant creation: No waiting
  • Secure: Unique number protects your main account
  • Controllable: Freeze, unfreeze, or delete anytime
  • Trackable: See all transactions in real-time

Fees

| Action | Cost |

|--------|------|

| Create virtual card | Free |

| Monthly fee | Free |

| Transactions | Free (currency conversion may apply) |

Limits

| Per Transaction | Daily | Monthly |

|-----------------|-------|---------|

| Up to $5,000 | $10,000 | $50,000 |


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