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International Payments and FX Fees

How international payments work and where FX fees come from.

5 min readUpdated: 2/10/2026

International Payments and FX Fees

If you accept payments from other countries, currency conversion (FX) may apply.

What Happens During FX

If your customer pays in a different currency:

  1. The payment is processed in their currency
  2. The amount is converted to your settlement currency (depending on your setup)
  3. You receive the converted amount

Where FX Fees Come From

FX costs can include:

  • a conversion fee
  • an exchange rate spread

You should see the final amount before you confirm important actions.


Related Articles:

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