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Sending Money

International Transfers

Send money to bank accounts around the world.

4 min readUpdated: 1/25/2026

International Transfers

Send money to bank accounts in 180+ countries with ClapPay.

How It Works

  1. You send money from your ClapPay wallet
  2. We convert to the destination currency (if needed)
  3. Money is delivered to the recipient's bank account

How to Send Internationally

Step 1: Start a Transfer

Go to SendInternational Transfer.

Step 2: Select Destination

Choose the country where the recipient's bank is located.

Step 3: Enter Recipient Details

Provide:

  • Full name (exactly as on their bank account)
  • Bank name
  • Account number or IBAN
  • SWIFT/BIC code
  • Address (some countries require this)

Step 4: Enter Amount

Choose how to enter the amount:

  • You send: Enter what you want to pay
  • They receive: Enter what you want them to get

You'll see:

  • Exchange rate applied
  • Fees
  • Total cost to you

Step 5: Review and Send

Double-check all details, then confirm.

Fees

International transfer fees depend on the destination:

| Destination | Fee |

|-------------|-----|

| Europe (SEPA) | €0.50 flat |

| UK | £1.00 flat |

| North America | $2.50 flat |

| Africa | 0.5% - 1% |

| Asia | 0.5% - 1% |

| Rest of World | 1% |

Plus currency conversion if applicable (0.5% - 1% depending on currency pair).

Delivery Times

| Corridor | Typical Time |

|----------|--------------|

| US ↔ Europe | 1-2 business days |

| US ↔ UK | 1-2 business days |

| US ↔ Africa | 2-4 business days |

| US ↔ Asia | 2-4 business days |

| Europe ↔ Africa | 2-4 business days |

Some transfers may be faster with instant transfer options (where available).

What You Need

  • Verified ClapPay account
  • Sufficient wallet balance
  • Recipient's bank details

Countries We Send To

We send to 180+ countries including:

  • All EU/EEA countries
  • United Kingdom
  • United States & Canada
  • Nigeria, Kenya, South Africa, Ghana
  • India, Philippines, Singapore
  • And many more

Full list of supported countries →

Tips for International Transfers

  • Verify bank details: Incorrect details cause delays
  • Use IBAN where possible: Reduces errors
  • Consider the timing: Weekends and holidays affect processing
  • Track your transfer: We'll send updates throughout

Related Articles:

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