Automatic Savings

Set up rules to save money without thinking about it.

Why Automate Savings?

• Save consistently
• No willpower needed
• Reach goals faster
• Set and forget

Savings Rules

Round-Ups

Round purchases to the nearest dollar, save the difference.

Example:

• Coffee costs $4.75
• Round up to $5.00
• $0.25 goes to savings

Enable round-ups:

1. Go to Savings → Rules
2. Click Round-Ups
3. Choose rounding amount ($1, $5, $10)
4. Select vault
5. Enable

Recurring Transfers

Transfer a set amount on a schedule.

Setup:

1. Go to Savings → Rules
2. Click Recurring Transfer
3. Set amount (e.g., $100)
4. Choose frequency (weekly, bi-weekly, monthly)
5. Select source and vault
6. Enable

Percentage of Income

Save a percentage of every deposit.

Setup:

1. Go to Savings → Rules
2. Click Income Percentage
3. Set percentage (e.g., 10%)
4. Select vault
5. Enable

Every time money comes in, that percentage moves to savings.

Spending Bonus

When you spend less than usual, save the difference.

How it works:

• You usually spend $500/week
• This week you spend $400
• $100 automatically goes to savings

Managing Rules

View Active Rules

Go to Savings → Rules to see all active rules.

Pause a Rule

Temporarily stop a rule:

1. Click the rule
2. Toggle OFF
3. Reactivate anytime

Edit a Rule

Change rule settings:

1. Click the rule
2. Click Edit
3. Make changes
4. Save

Delete a Rule

Remove a rule permanently:

1. Click the rule
2. Click Delete
3. Confirm

Rule Limits

To protect you from overdrafts:

• Rules won't run if balance is too low
• Set minimum balance requirements
• Daily/weekly limits available

Related Articles:

• Savings Overview
• Round-Up Savings
• Recurring Transfers